SURPLUS FUND RECOVERY
Your money is waiting. Let us recover it.
After a foreclosure or tax sale, leftover funds often go unclaimed. We find them, verify your eligibility, and put that money back in your hands. Zero upfront cost.
Why Clients Trust Us
UNDERSTANDING SURPLUS
Money most people don't even know exists.
When a property is sold at auction for more than the debt owed, the leftover amount is held by the court or county. These are called surplus funds.
Most former owners are never notified. The money sits in government accounts, sometimes for years, waiting to be claimed. We locate these funds and file the legal paperwork to return them to their rightful owner.
View Our ProcessProperty Sold at Auction
A home is sold at a foreclosure or tax sale. The sale price exceeds the amount owed on the property.
Funds Held by the Court
The extra money is deposited with the local court or county. It stays there until someone files a legal claim.
Legal Recovery Filed
We identify the funds, confirm your eligibility, prepare the claim, and file everything with the court on your behalf.
WHAT WE DO
How we help you recover what's yours.
Foreclosure Surplus
When a home sells at foreclosure auction for more than the mortgage balance, the former owner may be entitled to the difference. We locate and recover those funds.
Tax Sale Overage
Properties sold at tax lien or tax deed sales sometimes generate surplus funds. If you owned the property, you may have money waiting in a county account.
Heir & Estate Claims
If a former property owner has passed away, their heirs or estate may still be eligible to recover surplus funds. We help families navigate the required documentation.
WHY GUARDIAN
Built on honesty, not pressure.
We take on fewer cases so we can give each one the attention it deserves. No call centers. No high-pressure sales tactics. Just honest work on your behalf.
$0
Upfront Fees
100%
Contingency
What sets us apart
Limited Caseload. Every client gets personal attention.
No Hidden Fees. Our agreement is clear and straightforward.
Honest Assessments. If there are no funds, we tell you upfront.
Regular Communication. You hear from us, not the other way around.
Independent Verification. We encourage you to confirm everything yourself.
Red flags to watch for at other firms
Demanding upfront payment before doing any work
Pressuring you to sign immediately
Refusing to explain fees in writing
Claiming guaranteed results
Unwilling to let you verify information independently
Vague about the legal process or timeline
COMMON QUESTIONS
Frequently asked questions.
GET IN TOUCH
Start your free review.
Fill out the form and we will review your case at no cost. If surplus funds exist in your name, we will walk you through the next steps.